Real estate appraisal services for homeowners in the city of Gardnerville and Douglas County

Here are the top 7 reasons why NV homeowners call on MD Appraisals:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge Douglas county's assessment of your propertyvalue
To lower a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Douglas county or NV by determining the true market value of real estate in question

Own a home in or near Gardnerville, NV and need help deciding the price of it?
Contact MD Appraisals.

At MD Appraisals, we understand the particular needs of a customer looking for appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. Being a regular consumer that most likely doesn't look at appraisals every day,you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at MD Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At MD Appraisals, we're veterans in helping folks just like you abolish unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes nearby. This means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from MD Appraisals is your perfect weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. A professional appraisal from MD Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd prefer to have a professional double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from MD Appraisals can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? MD Appraisals can help with that too. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.